Have you heard of a no-spend month? Participants may have varying opinions of the ideal length and degree of financial restraint required, but the idea is basically the same across the board. A no-spend month is essentially a month in which you spend no more than absolutely necessary.
“No-spend month” is, perhaps, a misnomer, because there is really spending taking place. After all, your mortgage or rent can’t go unpaid. You’ve still got to eat. And what about the regular expenses of gas, heat, electric, etc?
It is for these reasons that I say a no-spend month is one in which you spend no more than absolutely necessary. You kick into penny-pinching mode, and you know you can do it because it’s only for a short time period.